Gold Zakat is calculated on all gold holdings above the nisab threshold of 7.5 tolas (87.48 grams) that have been held for one complete lunar year. This calculator converts your gold quantity to tolas or grams, checks against nisab, and calculates the 2.5% Zakat due at current market prices.
How to use: Enter your gold quantity in tolas or grams, and the current gold price per tola in PKR. Gold prices in Pakistan are quoted daily — check the Karachi Sarafa Market rate for the most current price. Include all gold held for investment or storage, excluding regularly worn personal jewellery if your school of thought permits this exemption.
Calculate Zakat due on your gold holdings. Nisab for gold is 7.5 tolas (87.48 grams). If your gold exceeds the nisab and has been held for one lunar year, Zakat is due at 2.5%.
Nisab threshold: 7.5 tolas of gold. Personal jewellery that's regularly worn has different rulings in different schools of thought — consult your scholar.
Gold Price and Your Zakat Result
The Zakat amount changes with gold prices — calculate on the date of your Zakat's annual due date (your hawl date), not today's price if your hawl date differs. Bank-deducted Zakat covers savings accounts but not gold — gold Zakat must be calculated and paid separately by the individual.
Frequently Asked Questions
One tola is the traditional South Asian gold measurement unit equal to 11.664 grams. Pakistan's gold market uses tola as the primary unit; international markets use troy ounces (1 troy oz = 2.667 tolas). Most Pakistani jewellers price gold per tola.
Once transferred as a gift (hiba), the gold belongs to the recipient. Zakat is the obligation of the owner — if your daughter owns the gold and her total zakatable assets exceed nisab, she is responsible for the Zakat on it, not you. A gift legally transferred is no longer your asset.
22-karat gold (91.7% pure) is the most common jewellery gold in Pakistan. 24-karat is pure investment gold. The daily Sarafa rate is for 24k — for 22k, multiply by 0.917. For 18k (75% pure), multiply by 0.75.
Gold Price and Your Zakat Result
The Zakat amount changes with gold prices — calculate on the date of your Zakat's annual due date (your hawl date), not today's price if your hawl date differs. Bank-deducted Zakat covers savings accounts but not gold — gold Zakat must be calculated and paid separately by the individual.
Frequently Asked Questions
One tola is the traditional South Asian gold measurement unit equal to 11.664 grams. Pakistan's gold market uses tola as the primary unit; international markets use troy ounces (1 troy oz = 2.667 tolas). Most Pakistani jewellers price gold per tola.
Once transferred as a gift (hiba), the gold belongs to the recipient. Zakat is the obligation of the owner — if your daughter owns the gold and her total zakatable assets exceed nisab, she is responsible for the Zakat on it, not you. A gift legally transferred is no longer your asset.
22-karat gold (91.7% pure) is the most common jewellery gold in Pakistan. 24-karat is pure investment gold. The daily Sarafa rate is for 24k — for 22k, multiply by 0.917. For 18k (75% pure), multiply by 0.75.