This page lists every active CM Punjab government scheme with a one-line description, key eligibility, and a direct link to the full step-by-step guide — organised by category so you can quickly find what's relevant to your situation.
Education and Youth Schemes
CM Punjab runs several programmes specifically for students, young graduates, and aspiring entrepreneurs:
| Scheme | What It Offers | Key Eligibility |
|---|---|---|
| CM Punjab Laptop Scheme | Free laptop for high-performing students | Public university, min CGPA |
| Honhaar Scholarship | Monthly stipend for talented low-income students | 70%+ marks, low income |
| CM Punjab Internship | Paid 3–6 month govt department internship | Fresh graduate, CGPA 2.5+ |
| E-Bike Scheme | Subsidised electric motorcycle | Student or youth, 18–35 |
| E-Taxi Scheme | Electric car for unemployed youth to run taxi | Valid car licence, unemployed |
Farmer and Agricultural Schemes
Punjab government support programmes for farmers and agricultural communities:
| Scheme | What It Offers | Key Eligibility |
|---|---|---|
| Green Tractor Programme | 30–50% subsidy on tractor purchase | 2.5–50 acre farmer, no tractor |
| Solar Tubewell Scheme | Subsidised solar power for irrigation pumps | Agricultural land, existing pump |
| Farm Mechanization Loan | Low-interest loan for farm equipment via ZTBL | Agricultural land, no defaults |
| Livestock Card | Subsidised vet services for small farmers | Up to 10–12 livestock heads |
| Ginger Subsidy | Subsidised ginger seed and cultivation support | Targeted districts only |
Women and Family Support Schemes
Programmes targeting women, mothers, and low-income families in Punjab:
| Scheme | What It Offers | Key Eligibility |
|---|---|---|
| Dhee Rani Programme | Cash grant at birth of daughter | BISP-registered family |
| Female Ambassador | Paid community outreach job for educated women | Intermediate education, unemployed |
| Zewar-e-Taleem | Monthly stipend for school-attending girls | BISP household, enrolled daughter |
| Ration Card | Subsidised food staples at utility stores | Low income, PASS registration |
| Nigahban Card | Monthly subsidised food package | BISP/low-income household |
Housing, Health, and Energy Schemes
Additional schemes covering housing, healthcare, and energy transition:
| Scheme | What It Offers | Key Eligibility |
|---|---|---|
| Sehat Card Plus | Up to Rs. 1M/year hospitalisation coverage | All Punjab households |
| Apni Chhat Apna Ghar | 3–5% housing loan for first-time homeowners | No property, stable income |
| Roshan Gharana Solar | Free solar panels for low-income households | Under 100 units/month, BISP |
| Green Credit Programme | Low-interest loans for solar, EVs, energy efficiency | Property ownership, no defaults |
| Asan Karobar Scheme | Interest-free business loan for small enterprises | Age 21–57, Punjab domicile |
| Clinic on Wheels | Free mobile medical care in rural areas | Rural/peri-urban Punjab |
Application and Eligibility Problems
Check the scheme's specific portal for application status using your CNIC or reference number. If the status shows 'Submitted' for more than 8 weeks, call the scheme's helpline directly — most CM Punjab schemes have dedicated helplines listed on their portals.
Ensure your CNIC is valid and not expired. Check that your address is correct in NADRA's system — many eligibility checks are address and domicile linked. An outdated CNIC address can disqualify applications that require Punjab domicile.
Frequently Asked Questions
Start by checking your BISP status at 8171.bisp.gov.pk — BISP-registered households automatically qualify for several CM Punjab social protection schemes. For education schemes, check PHEC's portal. For business loans, check aasankarobar.punjab.gov.pk. The individual scheme guides above each detail specific eligibility criteria.
No — CM Punjab schemes are available to eligible residents across all of Punjab's 36 districts. Some schemes prioritise rural or semi-urban areas; others like the Laptop Scheme are district-agnostic for eligible institutions.
Yes — most CM Punjab schemes are independent of each other. You can simultaneously hold a Sehat Card, receive Honhaar Scholarship stipend, and benefit from the Laptop Scheme. The main restriction is within specific programmes — you can't receive two laptop scheme laptops, or two Asan Karobar loans simultaneously.
There's no single portal for all schemes — each is administered through a different department portal. The Punjab government's main portal is punjab.gov.pk; from there you can find links to individual scheme portals. The BISP portal (8171.bisp.gov.pk) covers all BISP-linked social protection benefits.
Contact the specific scheme's helpline first. For broad issues, the Chief Minister's Complaint Cell at complaints.punjab.gov.pk or the Punjab Ombudsman handles grievances about government schemes.